Therapist Pricing,
Commission & Earnings
Tiered commission · No rate minimum · Founding Therapist benefits · Full earnings transparency. Every decision documented and final.
Last Updated: March 2026 · Effective Immediately
All Decisions — Settled & Final
Every decision documented below is final. These are the numbers, the terms, and the copy — ready for legal review, portal implementation, and therapist onboarding. Nothing is provisional.
Rate Setting — Full Therapist Autonomy
Onwynd does not impose a minimum session rate. Therapists set whatever rate reflects their experience, credentials, and income goals. A newly qualified counsellor who wants to build booking volume can list at ₦2,000. A senior psychiatrist can list at ₦35,000. Both choices are equally valid.
New Therapists
Lower rates build reviews faster. A profile with 40 verified 5-star reviews commands more bookings than an unreviewed profile at any price. Starting lower is an investment in platform reputation, not a permanent ceiling.
High-Volume Therapists
Therapists who can comfortably see 50–80 sessions/month benefit most from accessible pricing. The ₦2,000–₦8,000 range has a large and consistent user base.
Specialists
Trauma, addiction, psychiatric, and relationship specialists serve a smaller but higher-need population. Premium rates are appropriate and sustainable once specialty credentials are verified.
Rate Setting, Changing & Live Preview
- 1Therapists set their rate during onboarding and can update it at any time from the therapist portal profile page.
- 2Changes take effect 48 hours after submission.
- 3Existing confirmed bookings honour the rate active at time of booking — no retroactive changes.
- 4The rate-setting screen shows a live earnings calculator: applicable commission band, service fee in Naira, and net earnings per session — before you go live.
Tiered Commission Structure
Onwynd's platform commission is determined by the therapist's session rate — not a flat percentage. Lower-priced sessions pay a lower commission. The commission rises modestly at higher price points and is capped permanently at 20%.
| Session Rate Band | Standard Commission | You Keep | Founding Commission (−3%) | You Keep (Founding) | Platform Earns (Example) |
|---|---|---|---|---|---|
| ₦1 – ₦5,000 | 10% | 90% | 7% | 93% | ~₦300 per session |
| ₦5,001 – ₦10,000 | 15% | 85% | 12% | 88% | ~₦1,125 per session |
| ₦10,001 – ₦20,000 | 18% | 82% | 15% | 85% | ~₦2,700 per session |
| ₦20,001 and above | 20% | 80% | 17% | 83% | ₦4,000+ per session |
Earnings Tables — By Band
| Your Rate | Service Fee | You Receive | 20 sessions/mo | 40 sessions/mo | 60 sessions/mo |
|---|---|---|---|---|---|
| ₦2,000 | ₦200 | ₦1,800 | ₦36,000 | ₦72,000 | ₦108,000 |
| ₦3,000 | ₦300 | ₦2,700 | ₦54,000 | ₦108,000 | ₦162,000 |
| ₦4,000 | ₦400 | ₦3,600 | ₦72,000 | ₦144,000 | ₦216,000 |
| ₦5,000 | ₦500 | ₦4,500 | ₦90,000 | ₦180,000 | ₦270,000 |
| Your Rate | Service Fee | You Receive | 20 sessions/mo | 40 sessions/mo | 60 sessions/mo |
|---|---|---|---|---|---|
| ₦6,000 | ₦900 | ₦5,100 | ₦102,000 | ₦204,000 | ₦306,000 |
| ₦8,000 | ₦1,200 | ₦6,800 | ₦136,000 | ₦272,000 | ₦408,000 |
| ₦10,000 | ₦1,500 | ₦8,500 | ₦170,000 | ₦340,000 | ₦510,000 |
| Your Rate | Service Fee | You Receive | 20 sessions/mo | 40 sessions/mo | 60 sessions/mo |
|---|---|---|---|---|---|
| ₦12,000 | ₦2,160 | ₦9,840 | ₦196,800 | ₦393,600 | ₦590,400 |
| ₦15,000 | ₦2,700 | ₦12,300 | ₦246,000 | ₦492,000 | ₦738,000 |
| ₦20,000 | ₦3,600 | ₦16,400 | ₦328,000 | ₦656,000 | ₦984,000 |
| Your Rate | Service Fee | You Receive | 10 sessions/mo | 20 sessions/mo | 30 sessions/mo |
|---|---|---|---|---|---|
| ₦25,000 | ₦5,000 | ₦20,000 | ₦200,000 | ₦400,000 | ₦600,000 |
| ₦30,000 | ₦6,000 | ₦24,000 | ₦240,000 | ₦480,000 | ₦720,000 |
| ₦40,000 | ₦8,000 | ₦32,000 | ₦320,000 | ₦640,000 | ₦960,000 |
| ₦50,000 | ₦10,000 | ₦40,000 | ₦400,000 | ₦800,000 | ₦1,200,000 |
Founding Therapist Programme
Therapists who join during the Founding Cohort period take the earliest risk on the platform — before user volume is established, before the brand is known. That risk deserves a real, lasting, and clearly quantified reward.
3% Commission Reduction — 24-Month Lock
Every Founding Therapist pays 3 percentage points less than the standard commission rate on every session they complete, for 24 calendar months from their onboarding completion date.
₦150,000 Monthly Minimum — First 3 Months
For the first 3 months following platform launch, Founding Therapists who maintain at least 15 available booking slots per calendar week are guaranteed minimum monthly earnings of ₦150,000.
Session earnings above ₦150,000
No stipend paid. Your session earnings stand.
Session earnings below ₦150,000
Onwynd pays the difference within 7 days of month end.
Availability requirement
15 bookable slots per calendar week minimum.
Duration
3 months only, post-launch. Does not renew.
Corporate & Institutional Sessions
When a corporate user books you, the mechanics for you are identical to any other booking. The listed rate applies. The applicable commission tier applies. The payout arrives within 7 days. Whether Onwynd collected payment from the user or an employer credit pool is a back-end arrangement you never see and are never affected by.
The ₦15,000 Corporate Coverage Ceiling
Employer session credits on Onwynd's Growth corporate plan cover sessions up to ₦15,000. This is a cap on what the employer's credit covers — it is not a cap on what therapists can charge. If a therapist's rate exceeds ₦15,000, the employee pays the difference. Your full rate is always collected in full before the session begins.
| Therapist Rate | Credit Covers | Employee Pays | Full Rate Collected | You Earn (Founding) | You Earn (Standard) |
|---|---|---|---|---|---|
| ₦5,000 | ₦5,000 | ₦0 | ₦5,000 | ₦4,650 (7%) | ₦4,500 (10%) |
| ₦8,000 | ₦8,000 | ₦0 | ₦8,000 | ₦7,040 (12%) | ₦6,800 (15%) |
| ₦12,000 | ₦12,000 | ₦0 | ₦12,000 | ₦10,200 (15%) | ₦9,840 (18%) |
| ₦15,000 | ₦15,000 | ₦0 | ₦15,000 | ₦12,750 (15%) | ₦12,300 (18%) |
| ₦18,000 | ₦15,000 | ₦3,000 | ₦18,000 | ₦14,940 (17%) | ₦14,400 (20%) |
| ₦25,000 | ₦15,000 | ₦10,000 | ₦25,000 | ₦20,750 (17%) | ₦20,000 (20%) |
| ₦30,000 | ₦15,000 | ₦15,000 | ₦30,000 | ₦24,900 (17%) | ₦24,000 (20%) |
Earnings Transparency & Payout Schedule
Every Monday
Payouts processed every Monday for all sessions completed in the preceding 7 days.
Direct Bank Transfer
Funds transfer to your registered Nigerian bank account via Paystack. All major Nigerian banks supported.
No Minimum Threshold
One completed session triggers the Monday payout. No balance threshold required.
Per-Session Earnings Display — What Your Portal Shows
Failed payout
Immediate portal and email notification. Correcting bank details triggers next Monday cycle.
Processing delays
Finance team notifies within 24 hours with revised date if any bank-side delay occurs.
Tax
You are an independent contractor. Onwynd does not withhold income tax. Monthly PDF statements support FIRS filing.
Terms of Service — Settled Legal Clauses
The following clauses reflect every settled decision documented in this reference. The substance and intent of each clause is fixed.
Clause 1 — Session Rate Policy
1.1 Rate Autonomy. Therapists retain full autonomy to set their own session rates at any amount. Onwynd does not impose a minimum or maximum rate. Rate guidance is advisory only.
1.2 Rate Changes. Rate changes take effect 48 hours after submission and apply to new bookings only. Confirmed bookings are fulfilled at the rate active at time of booking. No retroactive changes apply.
1.3 Rate Display. The therapist's listed rate is displayed to users as the full session cost. Platform commission is deducted from therapist earnings, not added to the user's cost.
Clause 2 — Tiered Platform Commission
2.1 Tiers: (a) ₦1–₦5,000: 10%; (b) ₦5,001–₦10,000: 15%; (c) ₦10,001–₦20,000: 18%; (d) ₦20,001+: 20%.
2.2 Commission Cap. The maximum commission on any session is 20%, regardless of session rate. This cap is permanent.
2.3 Tier Basis. The applicable tier is determined by the rate of the specific session at time of booking. Each session is assessed independently.
2.4 Commission Uniformity. Tiers apply uniformly to all sessions regardless of funding source. The funding source has no effect on tier or net earnings.
2.5 Commission Changes. Standard tiers may be amended with 60 days written notice. Founding Therapists' locked rates are unaffected during the lock period.
Clause 3 — Founding Therapist Benefits
3.1 Eligibility. Therapists who complete onboarding during the Founding Cohort period are designated Founding Therapists.
3.2 Founding Commission Reduction. 3 percentage point reduction on all sessions for 24 calendar months from onboarding completion. Founding rates: 7% / 12% / 15% / 17%.
3.3 Rate Lock. Founding rates are contractually locked for 24 months and cannot be increased, modified, or removed by Onwynd during this period. 30 days written notice prior to expiry.
3.4 Founding Stipend. Founding Therapists maintaining 15+ available slots/week receive a guaranteed minimum of ₦150,000/month for the first 3 months post-launch. Onwynd pays the deficit within 7 days of month end where earnings fall short.
Clause 4 — Corporate and Institutional Sessions
4.1 Rate Parity. Sessions booked under employer-sponsored plans are subject to the same rate and tiered commission as individual sessions. Funding source has no effect on earnings.
4.2 Corporate Coverage Ceiling. Employer credits cover sessions up to ₦15,000. The therapist's full listed rate is collected before the session commences. Net earnings are calculated on the full listed rate less applicable commission.
4.3 Session Confidentiality. All session content is fully confidential regardless of payment source. Therapists are prohibited from sharing session content with any employer, HR department, or third party. Breach constitutes grounds for immediate removal from the platform.
Clause 5 — Earnings and Payouts
5.1 Payout Timeline. Session earnings are released within 7 calendar days of session completion. Payouts are processed every Monday for sessions completed in the preceding 7 days.
5.2 Earnings Transparency. The therapist portal displays a complete earnings breakdown for every completed session. Monthly summaries are available for download as PDF.
5.3 Independent Contractor Status. Therapists are independent contractors and are not employees, agents, or partners of Onwynd. Therapists are solely responsible for declaring and remitting all applicable taxes under FIRS requirements. Onwynd does not withhold income tax.
Join Our Network
Interested in joining Onwynd as a Founding Therapist? Contact our provider relations team or apply directly.
Application Process
2–3 weeks from application to first client
Founding Cohort
Open now — 3% commission reduction locked 24 months